Rental guarantee insurance


We believe that Movem is considerably safer than traditional referencing methods. For one, you know the transactions actually happened.

However, there are some circumstances out of our control — or even the applicant's control — where they are unable to pay rent. In these instances, this insurance policy is in place to make sure the landlord still receives their rental income.

To learn more about rent guarantee insurance, please contact us on

How to purchase rental guarantee

Please contact your account manager to learn more about selling rental guarantee insurance.

What's covered

Our rental guarantee policy includes:

  • Missed rental payments — Cover for rental payments for up to 12 months (with one month excess).
  • Continued cover when vacant possession is obtained — 50% of the rent is covered for three months after vacant possession is obtained, whilst the property is still unoccupied.
  • Expert support when you need it most — In the event that a tenant breaches their tenancy agreement, our in-house Legal and Claims team will deal with the legal process for you.
  • Cover for Legal & Claim costs included as standard — Legal expenses covered up to the maximum sum insured of £50,000.


The cost of your premium will depend on the monthly rental amount for the property — this monthly amount payable under the tenancy agreement.

Feefo reviews

Our Landlord insurance is provided through our sister company; Homelet — who have been given a customer experience rating of 4.6 out of 5 by 5780 of their customers, through independent feedback from Feefo.

You can see feedback from our customers on their Feefo page.

Referencing required

In order to purchase insurance the applicant needs to be satisfactorily referenced. This is required for each tenant named on the AST.

Please note that cover purchased after tenants have moved in incur a 90 day no claims period.

Define: AST

Assured Tenancy Agreement — this is a joint tenancy where each tenant is responsible for the rent. Most common with students and couples.


We always recommend that before you buy one of our insurance policies you read through the Policy Wording to ensure that you understand the full Exclusions, Limitations and Conditions of the policy.

If you want to know more about this policy, please refer to the full Policy Wording.

Remember, these documents will be branded Homelet — our sister company.

Last Updated: 2/4/2019, 2:18:05 PM